:root{--navy:#06284d;--blue:#0868a8;--green:#55a51c;--light:#f4f8fb;--ink:#10233d;--muted:#5a6b7c;--white:#fff;--line:#dbe6ef}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff}a{color:inherit}.container{width:min(1160px,92%);margin:auto}.topbar{background:var(--navy);color:#fff;font-size:.9rem;padding:.45rem 0}.topbar .container{display:flex;justify-content:flex-end;gap:1.4rem}.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:82px}.logo{display:flex;align-items:center;gap:.7rem;text-decoration:none}.logo img{width:160px;height:58px;object-fit:cover;object-position:center}.logo b{font-size:.78rem;color:var(--navy)}.menu{display:flex;gap:1.35rem;align-items:center}.menu a{text-decoration:none;font-weight:700;font-size:.94rem}.menu a:hover{color:var(--green)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:.85rem 1.15rem;border-radius:8px;text-decoration:none;font-weight:800;border:2px solid transparent;transition:.2s}.btn-primary{background:var(--green);color:white}.btn-primary:hover{background:#448a13}.btn-outline{border-color:var(--navy);color:var(--navy)}.hamb{display:none;background:none;border:0;font-size:1.7rem}.hero{background:linear-gradient(115deg,#fff 0%,#f6fbff 52%,#e8f4fa 100%);padding:5.2rem 0 4.4rem;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center}.eyebrow{font-weight:900;letter-spacing:.09em;text-transform:uppercase;color:var(--green);font-size:.78rem}.hero h1{font-size:clamp(2.4rem,5vw,4.6rem);line-height:1.02;margin:.5rem 0 1.1rem;color:var(--navy)}.hero h1 span{color:var(--green)}.lead{font-size:1.18rem;color:var(--muted);max-width:760px}.hero-art{position:relative;min-height:380px;display:grid;place-items:center}.hero-art img{max-width:100%;filter:drop-shadow(0 24px 32px rgba(2,38,72,.18))}.hero-art:after{content:'';position:absolute;width:430px;height:430px;border-radius:50%;background:radial-gradient(circle,rgba(30,151,214,.18),rgba(85,165,28,.05) 62%,transparent 64%);z-index:-1}.actions{display:flex;gap:1rem;flex-wrap:wrap;margin-top:1.8rem}.section{padding:5rem 0}.section.alt{background:var(--light)}.section.dark{background:linear-gradient(135deg,#042342,#073b68);color:#fff}.section h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.1;margin:.4rem 0 1rem;color:var(--navy)}.dark h2{color:white}.intro{max-width:760px;color:var(--muted);font-size:1.06rem}.dark .intro{color:#c7d7e7}.grid{display:grid;gap:1.25rem}.cards-3{grid-template-columns:repeat(3,1fr)}.cards-2{grid-template-columns:repeat(2,1fr)}.card{background:white;border:1px solid var(--line);border-radius:14px;padding:1.55rem;box-shadow:0 10px 25px rgba(8,44,78,.06);text-decoration:none;transition:.2s;display:block}.card:hover{transform:translateY(-4px);box-shadow:0 18px 35px rgba(8,44,78,.12)}.card h3{margin:.4rem 0;color:var(--navy);font-size:1.2rem}.card p{color:var(--muted);margin:.4rem 0}.icon{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:#edf7e7;color:var(--green);font-size:1.35rem;font-weight:900}.sector{padding:0;overflow:hidden}.sector .band{height:120px;background:linear-gradient(135deg,#0c6aa4,#55a51c);display:grid;place-items:center;color:white;font-size:2rem;font-weight:900}.sector .body{padding:1.35rem}.steps{grid-template-columns:repeat(5,1fr);counter-reset:step}.step{position:relative;text-align:center}.step:before{counter-increment:step;content:counter(step,decimal-leading-zero);width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:white;margin:0 auto .8rem;font-weight:900}.step h3{font-size:1rem}.step p{font-size:.9rem;color:var(--muted)}.cta{background:linear-gradient(120deg,#06284d,#075f94);color:#fff;border-radius:18px;padding:2.3rem;display:flex;justify-content:space-between;align-items:center;gap:2rem}.cta h2{color:#fff;margin:0}.page-hero{padding:4rem 0;background:linear-gradient(115deg,#f7fbff,#eaf4fa)}.page-hero h1{font-size:clamp(2.3rem,5vw,4rem);color:var(--navy);line-height:1.05;margin:.5rem 0}.prose{max-width:880px}.prose h2{font-size:2rem;margin-top:2.2rem}.checklist{display:grid;gap:.65rem;padding:0;list-style:none}.checklist li{padding-left:1.9rem;position:relative}.checklist li:before{content:'✓';position:absolute;left:0;color:var(--green);font-weight:900}.case{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.5rem}.badge{display:inline-block;padding:.35rem .65rem;border-radius:999px;background:#edf7e7;color:#357813;font-weight:800;font-size:.78rem}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.field label{display:block;font-weight:700;margin-bottom:.35rem}.field input,.field textarea,.field select{width:100%;padding:.9rem;border:1px solid #b9cad8;border-radius:8px;font:inherit}.field textarea{min-height:160px}.full{grid-column:1/-1}.footer{background:#031e38;color:#cbd9e7;padding:3.5rem 0 1rem}.footer-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:2rem}.footer h3{color:#fff}.footer a{color:#cbd9e7;text-decoration:none}.copyright{border-top:1px solid rgba(255,255,255,.15);margin-top:2.5rem;padding-top:1rem;font-size:.85rem}.cookie{position:fixed;left:1rem;right:1rem;bottom:1rem;background:#fff;border:1px solid var(--line);box-shadow:0 15px 40px rgba(0,0,0,.2);padding:1rem;border-radius:12px;z-index:100;display:none;align-items:center;justify-content:space-between;gap:1rem}.cookie.show{display:flex}.sr-only{position:absolute;left:-9999px}
@media(max-width:900px){.hamb{display:block}.menu{display:none;position:absolute;left:0;right:0;top:82px;background:#fff;flex-direction:column;padding:1.5rem;border-bottom:1px solid var(--line)}.menu.open{display:flex}.hero-grid,.cards-3,.cards-2,.steps,.footer-grid{grid-template-columns:1fr 1fr}.hero-art{min-height:250px}.steps{gap:2rem}.logo img{width:140px}.topbar{display:none}}
@media(max-width:620px){.hero{padding:3.4rem 0}.hero-grid,.cards-3,.cards-2,.steps,.footer-grid,.form-grid{grid-template-columns:1fr}.section{padding:3.6rem 0}.cta{flex-direction:column;align-items:flex-start}.hero-art{display:none}.cookie{flex-direction:column;align-items:flex-start}.logo b{display:none}}